The following coverages are available under common insurance coverages:
- Building
- Business Personal Property
- Builder’s Risk
- Business Income
- Property of Others
- Property in the Open
The following coverage and extensions are also included on most policies:
- Limited Debris Removal
- Property Off-Premise; $10,000
- Valuable Papers And Records (other than Electronic Data); $2,500 limit
- Preservation of Property
- Fire Department Service Charge
- Limited Pollution Cleanup and Removal; $10,000
- Increased Cost of Construction
- Newly Acquired or Constructed Property
- Personal Affects and Property of Others; $2,500 limit
The following can be added by endorsement on most policies:
- Monies and Securities
- Employee Dishonesty
- Spoilage
- Peak Season
- Outside Signs
- Builders Risk Renovation
- Ordinance or Law
- Agreed Value
- Replacement Cost
