Crop-Hail and Multiple Peril Crop Insurance
Crop insurance is a key risk management tool that protects Idaho farmers and ranchers from financial losses due to natural disasters. With constantly changing market conditions and federal programs, crop insurance is complex. Two types of crop insurance are available to Idaho farmers. A Farm Bureau Insurance Crop Specialist can help you understand crop-hail and multi-peril crop insurance programs.
Hail has the unique ability to totally destroy a significant part of a planted field while leaving the rest undamaged. Farmers often purchase a Crop-Hail policy to protect high-yielding crops. A Crop-Hail policy can be purchased throughout the growing season from Farm Bureau Insurance.
Multiple Peril Crop Insurance (MPCI)
MPCI policies are part of the Federal Crop Insurance Program and cover loss of crop yields from all types of natural causes including drought, excessive moisture, freeze, and disease. Coverage options combine yield protection and price protection to guard farmers against potential loss in revenue, due to low yields or changes in market price. MPCI policies have specific deadlines and must be purchased prior to planting.
Since these insurance programs and what you’re raising change every year, your Farm Bureau Insurance Crop Specialist can help you navigate the available crop insurance policies including:
- Yield Protection
- Revenue Protection
- Revenue Protection with Harvest Price Exclusion
- Whole-Farm Revenue Protection
- Livestock Revenue Protection
Farm Bureau Crop Specialist
Discover the value of an insurer who knows Idaho and crop insurance. Your Crop Specialist will:
- Provide a no-cost, no-obligation review of your crop insurance plan
- Help you understand the available policies including livestock policies
- Help you organize your crop insurance reporting
- Use computerized systems to map your production areas
- Provide you with year-round service
With weather and market conditions constantly changing, it’s nice to know you can protect the future of what you’re raising with crop insurance from Farm Bureau Insurance.
*This is a general description and not a policy contract. Please read the actual policy documents for important details on coverages, exclusions, limits, conditions and terms. If there is any conflict between the information found on this website and the policy, the policy prevails.
Your Idaho Crop Specialists
Shiny and New Is Always Nice, But Sometimes Not So Wise
Few things are as tempting in our society as the thought of owning a brand spanking new automobile. It’s not unlike the desire many of us had to own a tricked out bicycle when we were kids.
Preparing Your Boat for Winter
Summer is over too soon. If you have a boat or other personal watercraft, proper storage is essential to ensure it is ready to run again next spring.
Do YOU Need Renters Insurance?
Renting a home can be a great relief from financial burdens because your landlord is responsible for maintenance, taxes and many repairs on the building. But what happens when your valuables are damaged, stolen or destroyed?